As a golf cart owner, you’re probably aware that you need insurance to protect yourself and your property. But what kind of insurance do you need, and how much does it cost?
In Ontario, golf cart insurance is not mandatory. However, it’s a good idea to have at least some basic coverage in case of an accident or theft.
The most important coverage you’ll need is liability insurance, which will protect you if you’re found responsible for damages or injuries caused by your golf cart. Liability insurance typically costs between $50 and $100 per year.
If you want comprehensive coverage, which includes protection for your golf cart in case of fire, theft, or vandalism, you’ll pay a bit more, typically between $200 and $300 per year.
No matter what kind of coverage you choose, make sure you shop around and compare rates from different insurers before buying a policy.