If you’re a Floridian with a golf cart, you need to make sure you’re insured. Here’s what you need to know about Florida golf cart insurance laws.
Golf carts are a popular mode of transportation in Florida, especially in retirement communities. But what many people don’t realize is that golf carts are considered motor vehicles under Florida law. That means they must be insured.
Most golf cart insurance policies will cover liability in the event of an accident. That means if you’re at fault for an accident, your policy will pay for the damages to the other person’s property, as well as any medical bills they incur.
Most policies will also cover your golf cart in the event of theft, vandalism, or weather damage.
If you’re planning on using your golf cart on the road, you’ll need to make sure it’s properly registered with the state. You’ll also need to get a special license plate for your golf cart.
Golf cart insurance is relatively inexpensive, and it’s worth the peace of mind knowing you’re covered in case of an accident. Make sure you’re properly protected by getting a policy that fits your needs.