If you own a golf cart, chances are you’re required to have insurance. Golf cart insurance is similar to auto insurance in that it provides protection in the event of an accident or other damages.
There are a few things to keep in mind when shopping for golf cart insurance. First, you’ll need to decide whether you want comprehensive or collision coverage. Comprehensive coverage will protect your golf cart in the event of theft, vandalism, or other damages not caused by an accident. Collision coverage, on the other hand, will only cover damages caused by an accident.
Next, you’ll need to decide how much coverage you need. The amount of coverage you need will depend on the value of your golf cart and how often you use it. If you only use your golf cart occasionally, you may be able to get by with less coverage than if you use it regularly.
Finally, you’ll need to decide whether you want to insure your golf cart through your homeowners insurance policy or a separate golf cart insurance policy. If you insure your golf cart through your homeowners insurance policy, it will be covered under your personal liability coverage. If you insure it through a separate golf cart insurance policy, it will be covered under its own policy.
No matter how you choose to insure your golf cart, be sure to shop around and compare rates before buying a policy.