As of right now, there is no state law in South Carolina that requires golf cart owners to have insurance. However, that doesn’t mean you shouldn’t get it. Many golf cart owners choose to insure their carts because it offers them peace of mind in case something happens.
If you’re considering getting golf cart insurance, be sure to shop around and compare rates from different companies. You’ll also want to make sure you understand what your policy covers. For example, some policies will only cover damage to your golf cart, while others will also cover liability in case you injure someone with your cart.
No matter what you decide, be sure to drive safely and always follow the rules of the road. Golf carts may not be as fast as cars, but they can still cause serious accidents if they’re not operated properly.