If you’re a golfer in California, you may be wondering if you need to get insurance for your golf cart. The answer is maybe. If you plan on driving your golf cart on public roads, then you will need to have it insured. However, if you’re only going to use it on private property, then insurance is not required.
There are a few things to consider when deciding whether or not to insure your golf cart. The first is the value of your cart. If it’s not worth very much, then it might not be worth insuring. The second is how often you plan on using it. If you only take it out once in awhile, then you might not need insurance.
The third thing to consider is what kind of coverage you need. If you only want liability coverage, then you can get a policy that only covers damages that you cause to others. However, if you want full coverage, then you’ll need to get a policy that covers both damage to your cart and liability.
No matter what you decide, be sure to check with your golf cart insurance provider to see what they recommend.