If you own a golf cart in North Carolina, you are required to have liability insurance. This insurance will protect you financially if you are responsible for damages or injuries caused by your golf cart. It is important to understand what your policy covers and to make sure you are adequately protected.
There are a few different types of golf cart insurance available in North Carolina. The most basic type of policy, golf cart liability insurance, will cover damages that you or your golf cart cause to another person or their property. If you are found to be at fault for an accident, your golf cart insurance will pay for the repairs or replacement of the other person’s property. It will also cover any medical bills that they incur as a result of the accident.
Another type of golf cart insurance available in North Carolina is collision insurance. This will pay for damages to your golf cart if it is involved in an accident with another vehicle or object. It is important to note that collision insurance will not cover damages caused by weather or vandalism.
If you are looking for the most comprehensive protection possible, you may want to consider a golf cart insurance policy that includes both liability and collision coverage. This type of policy will protect you financially if you are responsible for damages or injuries caused by your golf cart, as well as if your golf cart is damaged in an accident.
No matter what type of golf cart insurance you choose, it is important to make sure that you are adequately protected. If you are not sure what coverage you need, you should speak to an insurance agent who can help you determine the best policy for your needs.