Golf cart insurance is not required in Kentucky, but it is a good idea to have if you plan on driving your golf cart on public roads. Golf cart insurance will protect you financially if you are in an accident and someone is injured or if your golf cart is damaged or stolen.
There are a few things to consider when you are shopping for golf cart insurance. First, you need to decide whether you want liability only coverage or full coverage. Liability only coverage will protect you if you are at fault in an accident, but it will not pay to repair your golf cart or replace it if it is stolen. Full coverage golf cart insurance will protect you financially no matter what happens to your golf cart.
Next, you need to decide how much coverage you need. The amount of coverage you need will depend on the value of your golf cart and how much risk you are willing to take. If you have a very expensive golf cart, you will want to make sure you have full coverage so that you are not left with a huge bill if something happens to it.
Finally, you need to compare golf cart insurance rates from different companies. Rates can vary widely, so it is important to shop around and get multiple quotes before you make a decision.
Golf cart insurance is a good idea for anyone who plans on driving their golf cart on public roads in Kentucky. It will protect you financially if you are in an accident and someone is injured or if your golf cart is damaged or stolen. Be sure to shop around and compare rates from different companies before you purchase golf cart insurance.