Golf cart insurance is not required in the state of Wisconsin, but it is highly recommended. There are many reasons to insure your golf cart, even if you only use it occasionally. For example, if your golf cart is stolen, damaged, or involved in an accident, you could be held liable for the damages. Golf cart insurance can help protect you financially in these situations.
There are a few different types of golf cart insurance available in Wisconsin. You can choose to insure your golf cart for collision, comprehensive, or liability coverage, or a combination of all three. Collision coverage will pay for damages to your golf cart if it is involved in an accident, regardless of who is at fault. Comprehensive coverage will pay for damages to your golf cart from events such as theft, vandalism, or weather damage. Liability coverage will pay for damages to other people or property if you are at fault in an accident.
The cost of golf cart insurance will vary depending on the type and amount of coverage you choose, as well as the value of your golf cart. It is important to shop around and compare rates from different insurance companies before making a decision.
If you are a Wisconsin resident and you own a golf cart, consider purchasing golf cart insurance to protect yourself financially. It could save you a lot of money in the long run.