If you’re renting a golf cart, you may be wondering if you need insurance. The answer is maybe. If you’re renting from a reputable company, they may have insurance that covers damages to the golf cart. However, if you’re renting from an individual, you may want to purchase your own insurance to protect yourself in case of damages.
There are a few things to consider when deciding if you need insurance for your rental golf cart. First, what is the value of the golf cart? If it’s a high-end golf cart, it may be worth insuring. Second, what is your personal liability risk? If you’re worried about being sued if you damage someone else’s property with the golf cart, you may want to purchase insurance.
If you decide you do need insurance for your rental golf cart, there are a few options. You can purchase a standalone policy from an insurance company or you can add it to your existing homeowners or renters insurance policy. Make sure to read the policy carefully to understand what is and is not covered.
No matter what you decide, make sure you’re aware of the risks before you hit the golf course. Accidents happen, and it’s better to be safe than sorry.