If you own a golf cart, you may be wondering if you need insurance for it. The answer is maybe. It depends on a few factors, such as where you live and whether you use your golf cart on public roads.
If you live in a gated community or a neighborhood with a private golf course, you probably don’t need insurance for your golf cart. However, if you live in a community with public roads, you may be required to have insurance.
Even if insurance isn’t required, it may be a good idea to have it. Golf carts are not cheap, and if you are in an accident, you could be responsible for damages to property or injuries to people.
There are a few different types of golf cart insurance available. You can get liability insurance, which would cover damages to property or injuries to people if you are at fault in an accident. You can also get collision and comprehensive insurance, which would cover the cost of repairs to your golf cart if it is damaged in an accident.
The cost of golf cart insurance varies depending on the coverage you choose and the value of your golf cart. However, it is generally fairly affordable, and it could save you a lot of money if you are in an accident.
If you are thinking about getting golf cart insurance, talk to your agent about your options.