Golf Cart Insurance: Do You Need It and How Much Does It Cost?

If you’re a golf cart owner, you may be wondering if you need insurance. The answer is maybe. If you use your golf cart on a golf course or other private property, insurance is not required. However, if you use your golf cart on public roads or other public areas, you may be required to have insurance.

There are a few different types of golf cart insurance available, and the type you need will depend on how you use your golf cart. For example, if you only use your golf cart on private property, you may only need liability insurance. This type of insurance will protect you if you accidentally damage someone else’s property or if someone is injured while riding in your golf cart.

If you use your golf cart on public roads, you’ll need a different type of insurance. This type of insurance, called comprehensive insurance, will cover damage to your golf cart, even if it’s your fault. It will also cover theft of your golf cart.

Comprehensive insurance is typically more expensive than liability insurance, but it’s worth the peace of mind if you use your golf cart on public roads. You can get a golf cart insurance quote from Progressive by visiting our website or calling us at 1-800-PROGRESSIVE.