If you’re a keen golfer, you’ll know that a golf buggy is an essential piece of kit. But what you might not know is that you need to insure your buggy just like you would your car.
There are a few different types of golf buggy insurance available in the UK, so it’s important to find the right one for you. Here’s a quick guide to help you make the right choice.
Third party only – this is the minimum level of cover required by law. It covers you for damage or injury caused to other people or property, but not for any damage to your own buggy.
Third party, fire and theft – as well as the cover above, this type of policy also covers you if your buggy is stolen or damaged by fire.
Fully comprehensive – this is the highest level of cover available. As well as the cover above, it also covers you for damage to your own buggy, regardless of who is at fault.
When choosing a golf buggy insurance policy, it’s important to consider the value of your buggy and what level of cover you need. You should also think about any extras you might want, such as cover for personal belongings or equipment.
Once you’ve decided on the right policy for you, make sure you shop around to get the best deal. And remember, if you’re a member of a golf club, you might be able to get a discount on your insurance.