Golf cart insurance is one of those things that you may not think you need until you need it. Whether you use your golf cart for recreation or transportation, if you plan on operating it on public roads, you’ll want to make sure you’re properly insured.
Most golf cart insurance policies will cover you for property damage and liability in the event of an accident. Some policies may also cover medical payments, personal injury protection, and uninsured/underinsured motorist coverage.
When shopping for golf cart insurance, be sure to compare rates and coverage options from different insurers. Also, make sure you’re familiar with your state’s laws regarding golf cart operation on public roads.
If you’re a member of State Farm, you may be eligible for a discount on your golf cart insurance premium. Contact your local State Farm agent for more information.