If you’re a Texas golfer, you know that golf carts are a big part of the game. And if you’re a golf cart owner, you know that insurance is a must.
But what kind of golf cart insurance do you need in Texas?
For starters, all golf carts in Texas must be insured against liability. That means if you’re in an accident and someone is injured or their property is damaged, your golf cart insurance will cover the costs.
There are two types of golf cart insurance available in Texas:
1. Liability only
2. Full coverage
Liability only insurance will protect you from financial responsibility if you’re in an accident. It won’t cover the cost of repairs to your golf cart or the cost of replacing it if it’s totaled.
Full coverage golf cart insurance will do all of that, plus it will also cover the cost of towing and storage if your golf cart is damaged in an accident.
So, which type of golf cart insurance is right for you?
It depends on a few factors, including the value of your golf cart and your personal risk tolerance.
If you have a newer, more expensive golf cart, or if you’re worried about being in an accident, full coverage insurance may be the way to go.
On the other hand, if you have an older golf cart or you’re confident in your driving abilities, liability only insurance may be sufficient.
No matter which type of golf cart insurance you choose, make sure you shop around for the best rates. Insurance rates can vary significantly from company to company, so it pays to shop around.
You can get quotes from multiple companies by using an online insurance comparison tool.
Once you have a few quotes in hand, it’s time to start comparing coverage and prices to find the best golf cart insurance for your needs.