If you’re a golf cart owner in North Carolina, you may be wondering if you need insurance for your golf cart. The answer is maybe. While golf carts are not required to be insured in North Carolina, there are some situations where it may be a good idea to get insurance for your golf cart.
If you plan on using your golf cart on public roads, you will need to have liability insurance. This type of insurance will protect you if you accidentally damage someone else’s property or injure someone while operating your golf cart.
If you don’t plan on using your golf cart on public roads, you may still want to consider getting insurance. This is because golf carts can be expensive to repair or replace if they are damaged in an accident. If you have insurance, you won’t have to worry about coming up with the money to pay for repairs or a new golf cart.
No matter what your plans are for your golf cart, it’s a good idea to at least consider getting insurance. It can give you peace of mind and protect you financially if something happens to your golf cart.