If you live in Indiana and own a golf cart, you may be wondering if you need insurance for it. The answer is maybe. If you plan on driving your golf cart on public roads, then you will need to insure it just like you would a car. However, if you only plan on using it on private property, insurance is not required.
There are a few things to consider when deciding if you need golf cart insurance. First, what is the value of your golf cart? If it is worth a lot of money, it makes sense to insure it in case it is damaged or stolen. Second, what are the laws in your state regarding golf cart insurance? Some states require it and some do not. Finally, consider your personal risk tolerance. If you are worried about damages or theft, then insurance may give you peace of mind.
Talk to your insurance agent to see if golf cart insurance makes sense for you.