If you live in Florida and own a golf cart, you’re required to have golf cart insurance. This type of insurance protects you financially if your golf cart is damaged or stolen. It also covers you if you accidentally damage someone else’s property with your golf cart.
There are a few different types of golf cart insurance available in Florida. You can choose to insure your golf cart for its replacement value, which is the cost to buy a new golf cart. Or, you can insure it for its actual cash value, which is the golf cart’s current market value.
You can also purchase liability insurance for your golf cart. This type of insurance protects you if you’re sued for damages or injuries that you cause with your golf cart.
Golf cart insurance rates in Florida vary depending on the type of coverage you choose and the value of your golf cart. Be sure to shop around and compare rates before buying a policy.