If you’re a golf cart owner, you may be wondering if you need insurance for your vehicle. The answer is maybe. While golf carts typically aren’t required to be insured in British Columbia, there are some situations where it may be a good idea to get coverage.
If you use your golf cart on a public road, you’ll need to get at least third-party liability insurance. This will protect you in the event that you damage someone else’s property or injure someone while operating your golf cart.
If you’re renting or leasing your golf cart, you may be required to get insurance by your lender.
You may also want to consider getting insurance for your golf cart if it’s particularly valuable, or if you use it frequently for business purposes.
Talk to your insurance broker to see if golf cart insurance is right for you.