If you’re a golfer in Arizona, you know that having a golf cart is a must. But did you know that you need to insure your golf cart?
Just like any other vehicle, a golf cart needs to be insured. Golf cart insurance protects you financially if your golf cart is damaged or stolen. It also covers you if you accidentally damage someone else’s property with your golf cart.
There are a few things to consider when you’re shopping for golf cart insurance. First, you need to decide whether you want comprehensive coverage or liability coverage. Comprehensive coverage covers damage to your golf cart from events like fire, theft, or vandalism. Liability coverage only covers damage that you cause to someone else’s property.
Next, you need to decide how much coverage you need. The amount of coverage you need depends on the value of your golf cart. If you have a newer or more expensive golf cart, you’ll need more coverage than if you have an older or less expensive one.
Finally, you need to decide what deductible you’re comfortable with. A deductible is the amount of money you have to pay out of pocket before your insurance kicks in. The higher your deductible, the lower your premium will be.
Golf cart insurance is an important coverage to have if you own a golf cart in Arizona. Be sure to shop around and compare rates before you buy to get the best deal.