If you’re wondering whether or not you need insurance for your golf cart, the answer is maybe. It depends on a few factors, such as where you live and how you use your golf cart.
If you live in a golf community or gated community, your homeowners insurance may cover your golf cart. Check with your insurance agent to be sure.
If you use your golf cart on the street, you may be required to have insurance. Check with your state’s DMV to find out the requirements in your area.
Even if insurance isn’t required, it may be a good idea to have it. Golf carts are not cheap to replace, and if you’re in an accident, you could be held liable for damages. Insurance can help protect you financially if something happens.
Talk to your insurance agent to see if golf cart insurance is right for you.