If you’re thinking about renting a golf cart, you may be wondering if you need insurance. The answer is maybe. It depends on a few factors, including where you’re renting the golf cart and what your personal auto insurance policy covers.
If you’re renting a golf cart for a short period of time, like a weekend, and you’re not driving it off of the golf course, you likely don’t need insurance. Your personal auto insurance policy should cover any damage that may occur while the golf cart is in your possession.
However, if you’re renting a golf cart for a longer period of time, or if you’re driving it off of the golf course, you may want to purchase insurance from the rental company. This will protect you in the event of any damage to the golf cart or if someone is injured while riding in it.
Before you rent a golf cart, be sure to ask about the rental company’s insurance policy and what it covers. This will help you decide if you need to purchase additional insurance.